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Buying your own home can be a dream come true and one of the best investments you can make. However getting surprised at the closing table by having to bring more cash than you expected or ending up with a higher interest rate on your home loan and larger monthly payments can definitely ruin your […]

If you are buying your first home or haven’t purchased a home in years you will notice a lot of new terms being used in the real estate industry. Many of these are used to define different types of properties. This includes short sales, REOs and wholesale properties. So what do they mean exactly and […]

Most homeowners and sellers these days will not even show you their homes unless you have a pre-approval letter from a mortgage lender. Otherwise they face wasting hours of their time showing their properties to people who cannot even qualify for them. Getting a pre-approval for a mortgage is actually quite easy, and it is […]

Since 2014, SDCHB, LLC. has helped countless homeowners facing financial hardships in many ways. If you’re searching, “bankruptcy attorney San Diego,” there are several things you need to consider before filing. Every bankruptcy attorney in San Diego is not the same and choosing the right attorney can be difficult. Just know that you do have options […]

Sure, San Diego is one hot real estate market of many in California. But let’s talk about how to avoid foreclosure in San Diego. There are plenty of people out there telling you what you should and shouldn’t do to avoid foreclosure in San Diego. There’s more information than most people can really even process, and not […]

For those of you who haven’t purchased a home before, or even if you have only purchased one or two real estate contracts, it can be very confusing, and you may need some tips for dealing with real estate contracts. A lot of fine print and ‘legalise’. A lot of it doesn’t say much, though […]

How much of a deposit or down payment you make with your offer to purchase to buy a home not only makes a difference in the terms you will get on your mortgage loan but can also play a big role in whether or not your offer is accepted by the seller or not. However […]

If your credit has suffered from a few bumps and bruises in the last couple of years you are far from being alone. Almost everyone was caught by surprise at just how fast things fell apart and many Americans who had never been late on a single payment before have seen their credit slide. So […]

Despite what some new headlines shout, there are still choices for those seeking home loans, and you should still strive to get the best mortgage deal possible. But how would you go about doing that? The first step to getting the best home loan is to be prepared. This is a sizable investment and it […]

While some rental brokers may still be trying to scare people into renting and trying to convince them to renew leases there is no question that throughout most of the country you can buy a home and have monthly payments for less than you are paying in rent right now, and San Diego is no […]